Laws of Inverse Negative Dynamics

murphys law

  1.  Law of Mechanical Repair – After your hands become coated with grease, your nose will begin to itch and you’ll have to pee.

    2. Law of Gravity Any tool, nut, bolt, screw, when dropped, will roll to the least accessible place in the universe.

    3. Law of Probability The probability of being watched is directly proportional to the stupidity of your act.

    4. Law of Random Numbers – If you dial a wrong number, you never get a busy signal; someone always answers.

    5. Variation Law If you change lines (or traffic lanes), the one you were in will always move faster than the one you are in now.

    6. Law of the Bath – When the body is fully immersed in water, the telephone will ring.

    7. Law of Close Encounters The probability of meeting someone you know INCREASES dramatically when you are with someone you don’t want to be seen with.

    8. Law of the Result When you try to prove to someone that a machine won’t work, IT WILL!!!

    9. Law of Biomechanics The severity of the itch is inversely proportional to the reach.

    10. Law of Physical Surfaces The chances of an open-faced jelly sandwich landing face down on a floor are directly correlated to the newness and cost of the carpet or rug.

    11. Law of Commercial Marketing Strategy As soon as you find a product that you really like, they will stop making it OR the store will stop selling it!

    12. Doctors’ Law If you don’t feel well, make an appointment to go to the doctor, by the time you get there, you’ll feel better. But don’t make an appointment and you’ll stay sick.



All Great Truths Begin as Blasphemies

Great Truths

This is a departure from my usual comment on the mortgage market and the economy.  However, the more I think about it, maybe not that much of a departure.

  1. In my many years I have come to a conclusion that one useless man is a shame, two is a law firm, and three or more is a congress. — John Adams
  1. If you don’t read the newspaper you are uninformed, if you do read the newspaper you are misinformed.–Mark Twain
  1. Suppose you were an idiot. And suppose you were a member of Congress. But then I repeat myself. –Mark Twain
  1. I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle. –Winston Churchill
  1. A government which robs Peter to pay Paul can always depend on the support of Paul. –George Bernard Shaw

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Local, Personal

I’m Going to be a Guest Bartender

BartenderOn Thursday, June 4th, please come to the Cottage Cafe in Bethany Beach to support the 2015 Long & Foster Community Service Day, whose charity beneficiary this year is Believe in Tomorrow Children’s Foundation.  They will be taking donations and a portion of the proceeds will go directly to the foundation.

From 5:30 to 8:30 PM, your guest bartenders will be Steve Alexander – ResortQuest Real Estate, Joe Maggio – Maggio Shields Real Estate, Billy Scott – Scott and Shuman and yours truly from the Jeff Baxter Mortgage Team.

What could be better than that?  Yeah, I know – quite a few things 🙂

So, let’s have some fun and join Steve, Joe, Billy and Jeff at the Cottage Cafe next Thursday evening.

See my Facebook Post here:  Guest Bartender Event


20,000 Days and Counting

20000 daysJanuary 29, 2015

This is in my inbox this morning from the CEO of our company – Fairway Independent Mortgage Company – and I had to share. I’m 22,000 days and counting!

Since 2004—–we have had a book of the month.  It fits  with HOW we think——which is to create a culture where continued learning is encouraged.    For the folks that will not  read this current book of the month, wanted to share Robert Smith’s “Desire for YOU—One Final Note”—–once again, if good for one person—-worth sharing with the team:

“Be your best self and do not imitate anyone else.  Find your strengths.  They are your talents.  They will make you smile and cause you to experience real joy on the inside.

Don’t listen to those who ridicule the choices you make or the dreams you share.  Let no one despise your youth.  As Og Mandino explained in –The Greatest Salesman in the World, “Experience is overrated, usually by old men who nod wisely and speak stupidly.”  Create your own experiences.  And know that you are creating memories for a lifetime.

Life is not about finding yourself: it is about creating yourself.  You have to take chances to make your dreams reality.  Face your fear head-on and move rapidly.  Don’t be afraid of making mistakes.  Make lots of them!!  Your odds for success will increase with the number of decisions you make.

Have patience with your dreams and the expectations you have for others.  Be impatient with yourself daily.  Live as if this is your last day.  Say—–I love you—-to all those who matter.  Know that everyone matters.

You must play full-out right now.  Sit up.  Hold your head high.  Breathe deeply.  Lift your chest up.  Stand straight and with confidence.  Dust yourself off.  Stop being a party pooper in your own life.  Smile.  A bigger, noticeable smile.  Start acting happy.  Yes—–you act first.  I promise the feeling of happiness will soon follow.”

Am grateful to have met Robert.  A very special person.  Robert—-for over 35 years—–has been the Business Manager—–for Andy Andrews.  His biography for his life is shared in a sentence:

“I am  the master of Marketing, the magician of management, the emperor of emails, the artist of attachments——and the warrior of WOW!”

Have a great Thursday!


That about says it all!  

Consumer Advice, Personal, Realtor Advice

What to do if You’re Feeling Burned Out

BurnoutI recently read that “burnout” can be caused by long-term exhaustion or a diminished interest in work due to boredom. Burnout happens over time, but once it hits, some real estate agents just quit the business because they just don’t know how to overcome it. Others just keep plodding along hoping things will change.

While praying that things will change is always an option, there may be other things that you can do to change your attitude.

If you find yourself doing the “slow burnout” or have experienced it in the past, I’d like to share some suggestions that other agents have successfully used.

Take Some Time Off

      – It could be just a long weekend. Or maybe a week or two.

Don’t Think About It

      – Have someone cover your business while you are away and don’t think about real estate during that time period.

Do What You Enjoy

      – It’s the little things. Visit friends, golf, garden, exercise—whatever you like to do. Consider the motto, you

“Work to Live, Not Live to Work.”

Research a New Real Estate Niche

      – Maybe you’d like to become a new-construction specialist. Or a “green” specialist. Or work with baby boomers. The NAR has special designations for different genres that you may want to look into.

Learn Something New

    – Take a class at your local university. Sign up for an art class. Volunteer at your favorite charity. Find a hobby.

Doing the same things over and over again and expecting different results is not the way to get rid of that burned-out feeling. Please consider some of my suggestions because it just may give you a fresh perspective on the work that you do and a new purpose in your life.

What have you done in the past to overcome burnout?