Local, Personal

Stockings for Soldiers

Stockings for SoldiersThe Jeff Baxter Mortgage Team is supporting the 11th annual Stockings for Soldiers.  Please see the accompanying list for items that are needed.

We will be accepting donations through this Friday, November 22nd at our offices in the Taggart Professional Building – 32895 S. Coastal Highway, Suite 201A, Bethany Beach, DE  19930.  Call me at 302-542-8250 for more information.

Stockings for Soldiers is a Delaware non-profit corporation and we are serving as a drop point only.  Anything dropped off by Friday will be sent to the non-profits headquarters’ were volunteers will gather to put together the packages for our troops in Afghanistan.

Last year, over 1000 great volunteers helped us to mail out 1,500 boxes packed with over 12,000 homemade, personalized Christmas Stockings that were filled with over 48,000 pounds of Goodies. We also made and shipped 1,200 polar fleece blankets and 500 knitted hats for our troops.

For more information on the Stockings for Soldiers go to http://www.stockingsforsoldiers.org.


Bethany Beach Considering Taking Over Beach Concessions

I was surprised yesterday to see a post on Facebook from the Steen family, who have been operating the beach concession for decades in Bethany Beach. The Town of Bethany Beach is proposing to take over the rental of umbrellas and beach chairs next summer – is this really a government service we need or want. “I know that umbrella has a hole in it, but that’s the one we have for you – sorry. I’m not allowed to replace it until the hole is 6 inches wide!”

There is an 11am workshop at the town hall to discuss this proposal – please attend and voice your opinion. Here is the letter I wrote to the Town Council:

“So once again, the town of Bethany Beach is considering “taking over” services that have been provided for years by a well established local small business. I don’t know who wrote the proposal arguing that the town could make more money by operating the concession and could use the funds for a storm damage reserve – it was filled with “I believe” and “I think” – and the author should have been identified on the town’s website. It would let the public better understand motivations behind the proposal.

Regardless, the arguments are weak and not compelling at all. If the town thinks we are leaving money on the table, then just put a minimum bid in the process. Just because the town council may not have done its job over the past 20 years with regard to this concession, doesn’t mean that they should swoop in now and take over a service that has been provided for years by a private company. Just fix the bid process if that is the issue.

If the issue is that you are concerned about having money for potential storm damage, just raise our ridiculously low property taxes and build a reserve fund.

The service provided by the Steen’s has been exemplary over the years. I have never heard a complaint about the beach concession. Do you really think a couple of be bureaucrats hiring 20 kids would provide a good service to our residents and visitors? I don’t think so.

I do not want or need my local government to manage umbrellas and beach chairs on the beach. Try focusing you attention on flooding, zoning, and the building inspector office. Once we get to the point where local builders will not want to build homes in the town because the inspector changes rules and makes their lives miserable, operating a beach concession will not seem that important.”

Please share, comment below.

Mortgage Business, Personal

Why I So Admire This Company

Yesterday in Atlanta, GA, Fairway Independent Mortgage conducted a Certified Residential Mortgage Specialist CE class for over 600 real estate agents.  At the end of the session, there was a special surprise.  We gave away a 100% mortgage free home to a wounded, decorated vet and his family (who are expecting a child).

The best part was that they thought they were there for some type of baby shower gifts!

Wounded Veteran Received Mortgage-Free Home in Atlanta, GA


Gracious Ways to Accept a Compliment

Do you have a tough time accepting compliments?

Most people do have a tough time accepting compliments.

You may have said to yourself at one time or another:

        I don’t like to toot my own horn.


        I’m not the type to brag.


        I don’t deserve it.


      They must be exaggerating.

    They feel sorry for me.

A compliment is a gift. If you don’t accept it, in effect what you are really doing is turning the “gift” down, insulting the person giving it and subtly suggesting that you don’t value their opinion!

Break the habit of self-deprecation and consider doing this instead:

  • A simple thank you will do – Look into their eyes and smile! (Or email Smiley faces)
  • Be appreciative – “I appreciate the compliment, especially from you.”
  • Recognize others – If someone else was involved, mention them too.
  • Ask for advice – “Thank you — and I was wondering if you could help me…”
  • Make a special effort to share your accomplishments – “I’m proud of myself today because…”

The good news is that mastering the art of graciously receiving a compliment helps you become more self-assured. The more self-assured you are, the more compliments you’ll get.

So, let the warm fuzzies begin!

What’s the best compliment you’ve received lately? Let me know if the comments below or on my Facebook page here:  Jeff Baxter Mortgage Team Facebook Page

Local, Personal

Classic Car Show to Benefit Operation SEAs the Day – Warrior Beach Week

Classic Car Show Flyer_Page_1OPERATION SEAs THE DAY is a beach week for our soliders and veterans (and their families) who are recovering from injuries sustained while serving our country.  The 2014 Warrior Beach Week will be held September 2-7, 2014 in Bethany Beach, DE.

The First Annual Cripple Creek Classic Car Show is benefiting this worthy cause.  We will have food, raffles and music and the awards ceremony will include a Veteran’s Pick for Best in Show.

I’m very proud to be a co-sponsor with Cripple Creek Golf & Country Club, The Allison Stine Team, and the Law Offices of Scott & Shuman


Something a Little Different – Something Personal

20140223-072201.jpgI’m running Memorial Day weekend to help raise money for the Justin Jennings Foundation and more specifically, Justin’s Beach House (JBH).  I’ve supported JBH over the years, but recently decided that this organization should be the focus of my charitable giving.  As a result, the Jeff Baxter Mortgage Team made the decision to donate $100 for every loan we close to JBH and to be one of the founding members of the “Mortgage of the Month” which seeks to raise funds specifically targeted to paying down the JBH mortgage, freeing up other donated funds for the operation of the house.

Now, I’d like to ask you to help me support JBH by supporting my run in the Memorial Day Weekend 5k.  It’s a great cause run by great people.  Please support me and donate what you can.

Here is the link to my fundraising page – we are using Crowdrise.com for this program.


Mortgage Business, Personal

Why I Came to Fairway Independent Mortgage?

After 10 years in the mortgage business, I made the decision to move the Jeff Baxter Mortgage Team to Fairway Independent Mortgage.  I’ve been here now for about 5 weeks and I thought I’d share the reasons I chose Fairway over the other lenders I had spoken with during my decision-making process.  And, I’ll share a suprise.  You’ll see why this company has revealed itself to me as an absolutely awsome place to be associated with – it’s the culture, the belief system, and doing what you say you are going to do.

This is who we are. . .

I wanted a mortgage company that would be able to continue to support us operationally with quick and no hassle closings.  At our old company, we were able to get over 85% of our closing packages out at least 48 hours prior to settlement.  That is critical and Fairway delivers on that front.  I have a settlement on Monday that was clear to close 3 days ago and our docs were at the attorney’s office this past Tuesday.

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Mortgage Business, Personal

It’s Time for a Change!

I pleased to announce that the Jeff Baxter Mortgage Team has moved to Fairway Independent Mortgage effective February 28, 2014.  After 10 years with my previous mortgage company, an opportunity presented itself to affiliate with Fairway and my long time assistant, Kathleen Barnes, and I decided to move.

We are temporarily working out of the Fairway office in Rehoboth Beach until we open a new office in Bethany Beach, DE.  The current office is located at: 37156 Rehoboth Avenue,  Suite 1, Rehoboth, DE  19971

We can be reached at 302-260-7089 or via email at jeff.baxter@fairwaymc.com.  My website is www.jeff-baxter.com.

Here is the press release announcing the move!

Press Release click here:  Jeff Baxter Mortgage Team moves to Fairway Independent Mortgage


Justin’s Beach House Donation

As many of you know, the Jeff Baxter Mortgage Team is a strong supporter of Justin’s Beach House in Bethany Beach. On Sunday, we made our quarterly contribution to this great cause. For 2013, we are donating $100 for each mortgage loan we close.


The check “presentation” was done at the Beach House on Garfield Parkway. The picture above shows me with Ann Baker who is the special events director for the Justin Jennings Foundation. I’m shown below in the BIG chair in front of the house – a spot I run by most days.


I hope that you have a chance to join me in supporting Justin’s Beach House and the Justin Jennings Foundation. Respect the Day!